What comes to people's mind when they hear FINTECH? Loan! Or loan company. Or micro finance bank.

We have thousands of numbers of fintech companies in Nigeria. All in the business of giving out loans. Some of them lack good system, techniques and technicality or technical know-how. While some are just simply extra good with the Digital means of doing banking and finance businesses.

Fintech banks are requesting for too much. Too much information. Too many details. If possible hacking into the device of user's; location, contact and other personal information. It's seems they don't just trust people. The people don't trust them in turn. Trust is a 2 way thing in business.

There are instances that people would not request or initiate a request for loan. The fail technology tools or incompetent person at the back ends would triggered that an individual as requested for such loans. This makes people sad 😔 Are they no ways to improve upon this?

Is loan selling the primary objective of fintech in Nigeria 🇳🇬?

When an individual default. The next thing some of these Digital Bank does is to start calling the client's own contact phone book in a manner that is so embarrassing 😳 Is that professional enough? Are they no other ways you guys can improve better?

And let me tell you this. Some folks don't care about the insult you brought to them. Cos already our Government has doesn't have single regard for us. Because if they do they should have better intervention in business.

No doubt. Fintech companies has change the look of banking in Nigeria 🇳🇬 and Africa. We can be at home and do our transaction remotely and seamlessly without long queue in which our commercial bank 🏦 as an award on. Some of the fintech banks are so excellent by giving us zero charges on every transaction. While some have integrity and sincerity. They don't do hidden charges as in the case of some of our bug banks that that can charge close to N40 on a single transaction that is less than 1k.

Dear Startup fintech, please do what you are known for. I mean let's see the objective of your business.

Dear fintech, people in Nigeria 🇳🇬 bank with you online with trust. Learn to impact them with sound CSR program. Ensure you employ people in this society. Not when you hire guys from abroad while the guys in Nigeria are the one banking with you. That's one sided relationship.

Let's do the right ✅️ 😎 😏 🤪 😉 😌

Thank you.